The Need for Comprehensive Treatment Options in the United States
According to the National Institute on Drug Abuse, drug and alcohol addiction is a major problem in the United States, with about 20 million people struggling with some form of substance abuse. Addiction can have a profound impact on every aspect of a person’s life, from their health and relationships to their finances and career.
What’s more, addiction often co-occurs with other mental health conditions, such as depression and anxiety. This can make treatment challenging, as both disorders need to be addressed in order to achieve lasting recovery. In 2020, an estimated 19.2 million adults in the United States lived with a dual diagnosis. Of those adults, only 7.4 million received treatment for both disorders.
Is Rehab Covered by Insurance?
A common question that is searched on Google as many individuals worry about rehab costs. Individuals that are impacted by drug addiction are struggling with limited finances as addiction has already drained those resources. The cost of rehab can also be a larger barrier to treatment
Many insurance plans cover the full cost of care or at least offer minimal out-of-pocket expenses. If your insurance only offers partial coverage there are still many resources available to help you get the treatment needed. This includes private pay, payment plans, and personal loan options.
Using Insurance to Cover Substance Abuse Treatment
The Affordable Care Act, or ACA, mandates health insurance coverage for addiction treatment and mental health services. This means that individuals who are struggling with substance abuse or psychiatric problems can receive the treatment that they need in order to recover and resume their normal lives. By providing access to quality care, the ACA helps to ensure that no one has to go without the help that they need due to cost concerns.
At the same time, the ACA requires health insurance companies to cover a wide range of addiction-related treatments, including partial hospitalization programs and long-term inpatient care. These may include individual and group therapy sessions, medication-assisted treatment, social support, as well as alternative health approaches such as acupuncture and yoga.
This ensures not only that people have access to effective addiction treatment, but also that they have a wide range of treatment programs to choose from depending on their unique needs and goals. Overall, then, the ACA is an essential tool in our ongoing fight against addiction and mental health issues. With its mandate for accessible care, it helps thousands of people every year to overcome their struggles with drugs and alcohol and lead healthy and fulfilling lives.